IMF Working Papers

Personal Insolvency and Data Collection Systems

By José M. Garrido, Jason Kilborn, Anjum Rosha

June 20, 2025

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Format: Chicago

José M. Garrido, Jason Kilborn, and Anjum Rosha. "Personal Insolvency and Data Collection Systems", IMF Working Papers 2025, 124 (2025), accessed June 23, 2025, https://doi.org/10.5089/9798229013703.001

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Disclaimer: IMF Working Papers describe research in progress by the author(s) and are published to elicit comments and to encourage debate. The views expressed in IMF Working Papers are those of the author(s) and do not necessarily represent the views of the IMF, its Executive Board, or IMF management.

Summary

Countries around the world are introducing or improving their personal insolvency regimes, but frequently the effects of these reforms are not evaluated, and the reforms themselves are not supported by adequate data analysis. This paper proposes the establishment and implementation of data collection systems for personal insolvency, and examines the characteristics of such systems to assess the performance of personal insolvency regimes and to extract information useful not only for the design of personal insolvency, but also for other social policies. Adequate data collection can contribute to effectively achieving the goals of personal insolvency reform.

Subject: Corporate insolvency, Data collection, Economic and financial statistics, Financial crises, Financial sector policy and analysis, Solvency

Keywords: Bankruptcy, Corporate insolvency, Data collection, Data Collection Systems, Insolvency, Personal Finance, Solvency

Publication Details

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